Industry Intelligence
Blog & Insights
Compliance updates, payroll efficiency strategies, and Section 125/105 guidance for employers and their advisors.
The 2026 Social Security Wage Base Is $184,500: What Employers Need to Know
The Social Security wage base rose to $184,500 for 2026. Here is what it costs employers and how pre-tax benefits reduce the impact.
Read Article →What Is a Section 125 Cafeteria Plan? A Guide for Employers
Section 125 cafeteria plan definition, how it works, employer tax advantages, and key compliance requirements under the Internal Revenue Code.
Read Article →Why Employees Leave Small Businesses for Larger Companies, and What to Do About It
44% of workers cite better benefits as a reason to quit. Small businesses can close the gap without matching Fortune 500 budgets.
Read Article →What Is FICA? A Guide for Employers
FICA definition, 2026 tax rates, wage base limits, and what employers need to know about reducing their payroll tax burden.
Read Article →Health Benefits Cost Small Businesses $8,500 per Employee. Here Is How to Reduce That Number.
SMB health benefit costs are projected to rise 9% in 2026. Five proven strategies to lower your per-employee spend without cutting coverage.
Read Article →How Section 125 Plans Reduce Employer Payroll Taxes: The Math Behind FICA Savings
Every pre-tax dollar your employees contribute to a Section 125 plan lowers your FICA bill. Here is exactly how the math works.
Read Article →Is Your Wellness Program Actually IRS-Compliant? 5 Warning Signs Employers Miss
Five warning signs your wellness reimbursement program may not meet IRS requirements, and what non-compliance actually costs.
Read Article →The Fixed Indemnity Trap: Why Your Wellness Plan Might Be an Audit Risk
IRS Memo 202323006 targets cash-for-steps wellness plans. Learn how compliant Section 105(b) programs avoid the fixed indemnity audit risk.
Read Article →Understanding IRS Section 105: The Legal Foundation of Tax-Advantaged Medical Reimbursement Plans
A comprehensive guide to IRS Section 105, the legal foundation for tax-free medical reimbursement plans and employer FICA savings.
Read Article →What Is SIMRP? The Complete Guide to Self-Insured Medical Reimbursement Plans
How Self-Insured Medical Reimbursement Plans work, their tax advantages under IRS Section 105, compliance requirements, and ROI.
Read Article →What Is WIMPER? | The CPA Approved Method
What WIMPER stands for, how the Section 125 and Section 105 integration works, and what employers need to know about implementation.
Read Article →Talk to Brandon About Your FICA Savings
Schedule a free consultation with Brandon Attebury, Program Advisor. He'll review your payroll data and show you your projected savings. No obligation.
